Is All risk Insurance policy not covers Technical services rendered by contractor? pls kindly clairfy ?

First of all, there is no such thing as an all risk policy. It doesn’t exist. Second, when people talk about it, it refers to PROPERTY coverages, not liability coverages.

Technical services rendered by contractor, sounds like LIABILITY exposure.

And, it sounds like PROFESSIONAL liability, not general.

So, There’s your clarification. Property insurance doesn’t cover professional liability, neither does general liability, and there’s no such thing as a true “all risk” policy.

Composite Company Umbrella Company IR35

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