Hiring 1099 contractors that are not insured?

I hire friends and some of their friends to help set up events. Each event is different and these guys work for multiple companies not just mine. I have them sign a Independent Contractor agreement stating that they are responsible for their own taxes and insurance. Non of these guys have any kind of insurance. With this industry no one is put on payroll. I’m afraid if someone gets hurt that they could come after me. I do have general liability but they keep charging me fees for the uninsured buddies. Does anybody have any ideas on how I can get workmen’s comp on IC? IS there such a thing? Or any type of insurance for the IC?

You’ll have to check with the state in which the work is being done, but I don’t think you can get workman’s comp for 1099 workers. Again though, check through the state. Good luck.

ABS General Contractor

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